Asset / property loan scheme is a finance option specially designed to cater to the needs of businesses and individuals. It is used to fund expenditures, such as vehicles, pieces of machinery, and also real estate procurement.

The repayment period for this type of loan is generally longer than that of a traditional bank loan, and the interest rate is usually lower as well.

Kindly note that all applications undergo an on-site assessment by one of our lending staff prior to a committee decision.

Property/Asset loan

Rates

Equity contribution of 10% of the principal
Processing fee of 1% of the principal paid upfront
Interest rate of 3.5% monthly of the principal
Risk premium/Management fee of 20% of interest
Compulsory savings of 1%

Downloadable files

Supporting documentation

Photocopy of Guarantor ID card
Collateral document
Undated cheques from guarantor
Account statement

Loan Products

Rent Loan
Can't afford to pay rent at the moment? Seen an apartment you love but can’t meet up with the payment?
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Asset/Property Loans
Light Microfinance Asset/property loan scheme is a finance option specially designed to cater to the needs of businesses and individuals.
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Agricultural Loan
Agricultural loan is geared toward helping farmers make the leap into the world of farming, or taking their existing farm to the next level.
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Analyze the potential of your business and look for opportunities for greater success.

Within 24 hours of your application, we will match you with a loan program that will help you with your financial needs.

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