These are the terms and conditions that apply to your use and access to any websites, mobile applications, subscriber-based services, and products provided by Light Microfinance Bank Nigeria Limited (“Light Microfinance Bank”) or any of its numerous branches or affiliates. You and Light Microfinance Bank are bound by the terms of this agreement. Before using any of our Services, kindly read the Terms carefully and make sure you understand them. Please be aware that whenever you use or access our Services, these Terms apply to you. Please also be aware that our Privacy Policy, which you are strongly recommended to read and thoroughly evaluate, governs your use of our Services at all times.
ACCEPTING THESE TERMS
Light Microfinance Bank Nigeria Limited or any of its various branches or affiliates provide you with access to and use of all products, subscriber-based services, mobile applications, and websites (“Services”).
You and Light Microfinance Bank have entered into a binding contract through these Terms. Before utilizing any of our Services, please carefully read and comprehend the Terms. Note that you must comply with these Terms each time you use or access our Services. You should also be aware that our Privacy Policy, which you are encouraged to thoroughly read and understand, governs your use of our Services at all times.
CHANGE OF THESE TERMS
The Terms and our Privacy Policy are subject to change at any time, without your consent or notification. You have a contractual and legal obligation under this relationship to review the Terms from time to time and to familiarize yourself with their requirements. Following such a change, your continued use of the Services is taken to be your assent to the updated Terms.
GOVERNING LAW AND DISPUTE RESOLUTION
Without regard to or giving effect to any principles or laws governing conflicts of law that call for the application of the law of another jurisdiction, these and any other separate agreements under which we offer you Services shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. All claims, demands, and causes of action must be resolved by binding arbitration in a private setting. Lagos, Nigeria will serve as the site of the arbitration..
INDEMNIFICATION
You consent to defend, hold harmless, and indemnify
Light Microfinance Bank and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your violation of any provision of these Terms or the documents they incorporate by reference, or your violation of any law or the rights of a third-party. The parties to this agreement who are indemnified by you reserve the right to assume sole management and defense of any issue for which you are obligated to provide indemnification, in which case you will cooperate in raising any potential defenses.s leo.
